The VA home loan program was developed in 1944 as part of the original Serviceman's Readjustment Act. Since then, it's gone on to help thousands of veterans realize their dreams of homeownership. That said, there are many myths and... (Read More)

Ever wonder which things can affect your credit score the most when you're applying for a mortgage loan? Here are some of the top factors that can dramatically lower anyone's score: You're 30 days late (or more) paying a bill. You could see a... (Read More)

A home can be anything you wish. You can live in a traditional style house, tiny house, manufactured house, recreational vehicle or even a boat. Since there are so many places to live, military members often ask if they can use their VA loan to... (Read More)

A pre-purchase home inspection is a recommended part of the home buying process. An investment of about $300 to $500 can help you avoid an unexpected defect that could cost thousands of dollars, even tens of thousands, after you sign on the dotted... (Read More)

One of the biggest decisions of your life is when you decide to buy a house rather than rent one. You may have rented for several years because it just made sense. However, now you may be wondering if it's the right time to buy. The decision to... (Read More)

In the market for a new home? Purchasing a home is definitely something we don't do every day. So it's easy to make mistakes, and when it comes to home buying, mistakes can be costly. Here are some of the most common errors made by first-time... (Read More)

Do you really want your dream house but don't think you can afford it? We completely understand what that's like because we help people every day who are in your predicament. The truth is that you probably can afford a house. But maybe you need... (Read More)

Most home sales occur over four months each year — April, May, June and July. Have you ever wondered why? There are actually a number of reasons why spring and summer are such busy home buying and selling seasons. One of the biggest reasons is... (Read More)

When buying a home, you have the option of selecting a fixed-rate home loan or one with an adjustable rate. ARMs are attractive to some home buyers today because the introductory rates — and monthly payments — often are lower than with... (Read More)

Curious about what type of information you'll need to provide about yourself if you're applying for a mortgage? Here's what we'll need from you (and a co-borrower if you have one) to get started on your loan application: —Social Security Number... (Read More)