At Primary Residential Mortgage, the best part of our job comes when we can say the two most rewarding words we know — Welcome Home. We know there's something incredible about closing day, being handed the keys to your new home and beginning... (Read More)

Wondering if you qualify to purchase a home? It's a great time to find out! Primary Residential Mortgage makes first-time home buying easier with our FHA loan options. FHA Loans are geared toward hard-working families with low to moderate incomes... (Read More)

Your down payment is in the bank and you're prequalified for a home loan. You're all ready to start looking at homes. Here are some tips for home buying the smart way: Don't go it alone. Some tech-savvy buyers like to use the Internet and mobile... (Read More)

There's nothing like moving — whether it's across town or across the country — to make you realize just how much stuff you have! When moving, you're likely to let some things go, but probably also add some new appliances, furniture and other... (Read More)

When buying a home, your credit score has a significant impact on your monthly mortgage payment. Generally, the higher your credit score, the lower the mortgage rate you may be able to qualify for. Likewise, the lower your credit score, the higher... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

When purchasing a home, your mortgage pre-approval is based on your current financial situation. Between the time you're pre-approved and the time you close on your home loan, you don't want your financial situation to change much. Luckily, there... (Read More)

Do you feel like the mortgage industry has language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At PRMI, we... (Read More)

You've found the home of your dreams, the seller has accepted your offer and your loan application is being processed. When is the best time to "lock" your mortgage rate? And for how long should your lock be effective? If you're buying or building a... (Read More)