When financing a home, you have a lot of choices, including the term of the loan. It's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments. Less... (Read More)

Moving into a new home is a happy — and hectic — time. There's so much to do! We know your to-do list is overflowing in the days and weeks after purchasing a home. But we wanted to share with you two tasks that you'll want to put at the top of... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement*, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

If you're thinking about purchasing a home in the future, there's no time like the present to obtain your credit report and score. With all the security breaches that have occurred in the past year, you'll definitely want to check to see if you have... (Read More)

Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is nearly $3,000, with some families getting thousands more. A large refund could be a nice addition to a downpayment savings fund. If you haven't started... (Read More)

What are you looking for in your next home? The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs and preferences often vary by age. According to... (Read More)

When buying a home, you get to make a lot of decisions. One of the most important: You often have the option of selecting a fixed-rate home loan or one with an adjustable rate. ARMs are attractive to some home buyers today because the introductory... (Read More)

When you're buying a home for the first time, you're likely to encounter a host of mortgage terms and acronyms. Find them a bit confusing? You're not alone! Real estate really has a language of its own. At Primary Residential Mortgage, we're... (Read More)

The No. 1 challenge for most first-time home buyers? Coming up with enough of a downpayment. That's where the FHA home loan program comes in. It's one of the most popular mortgage programs available today for first-time home buyers with modest down... (Read More)