Most home sales occur over four months each year — April, May, June and July. Have you ever wondered why? There are actually a number of reasons why spring and summer are such busy home buying and selling seasons. One of the biggest reasons is... (Read More)

When buying a home, you have the option of selecting a fixed-rate home loan or one with an adjustable rate. ARMs are attractive to some home buyers today because the introductory rates — and monthly payments — often are lower than with... (Read More)

Curious about what type of information you'll need to provide about yourself if you're applying for a mortgage? Here's what we'll need from you (and a co-borrower if you have one) to get started on your loan application: —Social Security Number... (Read More)

Congratulations! You are using your VA loan benefit to buy a home. Once you are under contract on a home, the lender will tell you that there needs to be a VA appraisal ordered. People usually have many questions about appraisals. The following... (Read More)

Active duty and retired military members have a great benefit when it comes to purchasing a home. They can do it with NO MONEY DOWN. Being a veteran isn't the only requirement when it comes to getting a VA loan, though. The Department of Veterans... (Read More)

If you're in the military or retired from it, you most likely have heard about the VA loan. This loan is for a home and comes along with many benefits. Those who are getting ready to buy a home and want to use a VA loan will be interested in... (Read More)

Applying for a home loan? As a mortgage borrower, you will have two rates — your mortgage rate and your Annual Percentage Rate, or APR. What is the difference between the two? Your mortgage rate is the base rate you'll be charged to borrow the... (Read More)

When you buy a home, there is a specific amount of money you will need to pay to secure the house. The rest of the cost of the house can be divided into monthly payments using a home loan. The following is how you can figure out how much cash you'll... (Read More)

Congratulations! You are using your VA loan benefit to buy a home. Once you are under contract on a home, the lender will tell you that the home needs to be appraised. People usually have many questions about appraisals. The following are some of... (Read More)